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Terms of Use

Last updated: June 2026

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These Terms of Use govern your use of this website, operated by The Peoples Advisory Ltd ("we", "us", "our"), trading as Debt Help Direct. By using this website or submitting an enquiry, you agree to these terms. If you do not agree, please do not use the site.

About these terms

Debt Help Direct is a trading style of The Peoples Advisory Ltd, registered in England and Wales under company number 15842156, registered office 210 Oldham Road, Ashton-Under-Lyne, England, OL7 9AW.

What we do

Debt Help Direct is a trading style of The Peoples Advisory Ltd. We are not authorised by the FCA and do not provide debt advice ourselves; with your consent we connect you with a regulated debt partner who can advise on the options that may be available to you.

The information on this website is general guidance, not personal advice. For advice tailored to your circumstances, get in touch and we’ll talk things through with you.

Nothing on this site is financial advice

The information on this website is provided for general information only. It is not advice and should not be relied on as advice. Debt solutions have different features, eligibility criteria and consequences, and not all solutions are available in all parts of the UK. You should get advice tailored to your own circumstances before making any decision. Free advice is available (see below).

Information you give us

You agree that the information you provide to us is accurate and that you are happy for us to pass it to a regulated debt partner so they can contact you. We handle your information in line with our Privacy Policy. You must not use this site for any unlawful purpose or in any way that could damage or impair it.

Free debt advice

You do not have to use a paid or commercial service to deal with your debts. Free, impartial debt advice is available from not-for-profit and government-backed organisations including MoneyHelper, StepChange, Citizens Advice and National Debtline.

Intellectual property

The content, design, logos and branding on this website are owned by or licensed to The Peoples Advisory Ltd and are protected by law. You may view and print pages for your own personal use, but you must not copy, reproduce or republish any part of the site without our permission.

Our liability

We provide this website on an "as is" basis. To the fullest extent permitted by law, we are not liable for any loss arising from your use of the site or from any introduction made, including any dealings between you and a firm we introduce you to — those dealings are a matter between you and that firm. Nothing in these terms limits our liability for death or personal injury caused by negligence, for fraud, or for anything that cannot be excluded under law.

This site may contain links to other websites, including the regulated debt partners we work with and the free-advice organisations listed above. We are not responsible for the content or practices of those sites.

Changes and governing law

We may update these terms from time to time, and the current version will always appear on this page. These terms are governed by the laws of England and Wales, and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact us

If you have any questions about these terms, contact us at info@debthelpdirect.co.uk or write to us at 210 Oldham Road, Ashton-Under-Lyne, England, OL7 9AW.